Terms of Use

Overview

These Terms of Use govern your access to and use of the LoanLeads.us platform and website. The platform helps lenders, financial institutions, brokers, and related service providers generate potential loan leads in the United States.

Definitions

Lead Generation

The process of identifying and cultivating potential customers for a business's products or services.

Lead Generation Campaign

Any campaign, advertisement, landing page, app, or creative used to collect lead information.

Lead Generation Data

Any information voluntarily submitted by a user through a campaign or form.

Payments

Amounts paid on the platform for lead generation services.

Eligibility

Users must be at least 18 years old and legally capable of entering into agreements to use the platform.

Account Registration

1. We reserve the right to approve or reject applications to join the platform based on eligibility criteria.

2. Users are responsible for maintaining the confidentiality of their account credentials.

3. Users are responsible for all activities that occur under their accounts.

4. By registering as an advertiser or publisher, you agree to these Terms of Use and our Privacy Policy.

Lead Generation Responsibilities

By creating a lead generation campaign you agree that:

• You are responsible for the storage, security, and lawful use of lead data you receive.
• You act as the data controller for the lead data you collect.
• You will use lead data only for lawful business purposes.
• You will comply with all applicable advertising, marketing, and data protection laws.

Payments and Billing

Lead generation services may operate on a prepaid or subscription model. Charges may be deducted based on campaign spend and billing cycles. Payment processing charges may apply depending on the payment method used.

Content Usage License

You grant LoanLeads permission to use materials, branding, images, or content that you provide for the purpose of creating marketing creatives, landing pages, advertisements, or AI-generated campaign materials.

Prohibited Use

• Generate fake or fraudulent leads
• Use bots or automated systems to manipulate submissions
• Attempt to disrupt or hack the platform
• Violate intellectual property or privacy rights

Lead Quality Disclaimer

LoanLeads provides technology tools for lead generation but does not guarantee lead quality, accuracy, conversion rates, or business outcomes.

Service Availability

We strive to maintain reliable service but do not guarantee uninterrupted access to the platform.

Intellectual Property

All software, technology, trademarks, and platform systems belong to LoanLeads or its licensors.

AI Generated Content Disclaimer

Our platform may use artificial intelligence to generate marketing creatives, landing pages, or advertising materials. Users are responsible for reviewing such materials before using them.

Limitation of Liability

To the maximum extent permitted by law, LoanLeads shall not be liable for indirect, incidental, or consequential damages arising from use of the platform.

Indemnification

You agree to indemnify and hold LoanLeads harmless from claims arising from your campaigns, marketing activities, or violation of these Terms.

Termination

We reserve the right to suspend or terminate accounts that violate these Terms or harm the platform or other users.

Governing Law

These Terms are governed by the laws of the United States.